UK take-home pay calculator
See what is left of your salary after income tax and National Insurance in the 2026/27 tax year, then what that means for your monthly budget and mortgage.
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Your salary
Take-home pay
£2,393.30
Gross £2,916.67
| Item | Amount |
|---|---|
| Gross pay | £2,916.67 |
Income taxHow it's worked out
| −£373.83 |
| National Insurance | −£149.53 |
| Total deductions | −£523.37 |
| Take-home | £2,393.30 |
Effective rate 17.9% · Marginal rate 28%
What you could afford
Estimated home price: £171,927
Monthly payment budget: £817 · Loan supported: £146,927
The rate is an editable assumption (last reviewed 2026-11-12), not a live rate.
Monthly budget (50/30/20)
- Needs: £1,197
- Wants: £718
- Savings: £479
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Salaries after tax
How it works
- Enter your salary. Everything is worked out in your browser: nothing is sent to a server and nothing is stored.
- Every figure shows how it was calculated and links to the official source for the 2026/27 rules.
- Then see your monthly budget and roughly how much home that income supports.